ai.palmes.co.uk
AI is repricing every asset. The question is by how much, and how fast.
Two pieces of work on the same thesis: that AI disruption arrives in waves,
each one redrawing moats and business models — and that portfolios should be mapped,
position by position, along a single AI‑exposure number line before the market does it for you.
Harry Palmes · Senior Investment Manager, reinsurance · Bermuda / London
Interactive essay
AI Disruption — Wave after Wave
A slide essay on how successive waves of AI capability hit software, services and credit —
which business models drown, which ride the wave, and what it means for asset allocation.
Read the deck
Live tool
AI‑Beta Company Scorer
Paste a list of companies and get each one scored on the AI‑Beta number line (−1 to +10)
— disruption risk, moat, AI upside and leverage — researched live by an LLM with web search, exportable to Excel.
Open the scorer
AI‑Beta = (disruption risk × (1 − moat)) + (AI upside × AI leverage). Built for portfolio-level
analysis across debt and equity books.